People will seek advice for any number of reasons, but more often than not, this tends to be driven by an event that has occurred or is about to occur in their life.
Whatever the reason, when an individual seeks advice, there are a number of ways to obtain assistance, some of which will be free and some will be chargeable depending on who is offering the service, the qualifications required and how much assistance is required.
Some people will revert to the Internet which is a great source of information, but the problem is that you need to know what you are looking for. There are sites offering ‘robo-advice’ which, by answering a number of questions, the website is able to offer solutions based on the majority view. However, what is right for most people, may not be right for everyone.
Here at Blue Sky, we have thought in great detail about how people want to receive advice. With the increased number of information sources available, we know we need to make certain that our clients value what we do, but more than that, understand that we are focused on delivering tailored, specific advice to their needs. There is no ‘one size fits all’ model at Blue Sky.
We concentrate on building long-term relationships with our clients which are focussed on client needs rather than product selling. When seeing a new client, we ask ourselves whether or not we are able to ‘make a difference’ to an individual’s circumstances and if we can, then we are happy to proceed. If not, we will try to signpost the individual to the right advice source for them. If we are not able to identify a clear requirement, we will not charge a client unnecessarily.
A client’s needs are often complicated and will inevitably change as they go through life. The ‘job for life’ is no longer right for many. Children stay at home for longer, elderly parents may require assistance with care fees and life expectancy is increasing. It is vital that we understand what our clients think is important and help them to build a financial plan that not only takes into account these personal priorities but also helps to identify external risks and opportunities as well. Only when we fully understand a client’s position will we start to offer advice.
So, whilst advice is available for free on the Internet, each individual has to ask themselves if this advice is putting them in the best place possible. By creating a personalised, tailored financial plan with Blue Sky, the benefits are threefold:
- It will reduce anxieties
- It will help you explore the possibilities
- It will enable you to get excited about the future
With our Comprehensive Financial Planning service, clients get a clear picture of where they are and where they are going, what opportunities they might be missing out on or where they can improve on their financial strategy. We offer solutions based on a full understanding of what is important to you. This obviously comes at a cost but when asking yourself how much to pay for advice, maybe you should start with understanding what the cost is of doing nothing, or following advice not tailored to you.
The first meeting with Blue Sky is always at our expense, this is our investment in you to provide an opportunity to understand if we can help. After that we will tailor our fees to the service that is right for you and your family.
To begin your journey with Blue Sky, call 01202 756560 and ask to speak to Martin Reed.
