So, here goes…
It is with pride that I inform you that Blue Sky Financial Planning has been asked to write for this year’s Parliamentary Review. An honour indeed, to represent the Finance sector, with respective companies chosen for their passion around what they stand for and innovation in the delivery of their service. Great stuff!
Yet, I can’t help feeling a tad uncomfortable ‘blowing our own trumpet’ because our culture at Blue Sky is not focused on ourselves but on the impact we make and how people feel. So, I write this first paragraph with some reluctance. Yes, it’s great to be recognised but it’s not about us… we’ve done this, we’ve done that… blah, blah, blah!
Sure, we are not shy when it comes to marketing what we do, but I’m always careful not to ram Blue Sky down people’s throats. What I’m always keen to shout about however, is the importance of financial planning; encouraging others to take more control of their finances and have a plan to which they have a strong emotional connection.
Why? Simply because I can see the difference it makes. Clients marching forward with confidence and being able to cast aside layers of worry and anxiety – that’s life changing!
The variety of enquiries we see is quite amazing. Just last week we were contacted by a number of potential clients seeking advice in each of the following areas:
- Find the best way of extracting benefits from an employed position in a large corporate company, due to ill health
- Understand how to pay for school fees in the most tax efficient manner
- Consider how to protect pension benefits and whether to exit from a corporate pension scheme
- Ensure quality of care for loved ones whilst protecting assets
- Seek advice as to how redundancy from a large corporate company would affect their family’s future well-being and to understand how much they needed to earn each year, up until retirement
- Get out of the ‘rat race’ and to understand how much they needed and when, to live the life they want
- Transfer of pensions from an environment that provides a predictable income stream in favour of a more flexible pension regime
- Create an investment strategy, but having paid tax on their inheritances, not wishing to repeat the same mistake when passing money to their own children
- And finally, a couple wishing to retire in the Dorset area and seeking a desirable income.
Uppermost in our minds is a phrase I love from Andy Bounds, a communications specialist to many large corporate companies:
“It’s all about the ‘afters’… it’s not about you”.
So for the clients above, an example of the ‘afters’ are:
AFTER exploring all your options you will have confidence in any decision you make and be able to move on with your life in a positive way.
AFTER modelling your scenarios you will be able to retire in the knowledge that you will have more than enough money to live the life you want.
AFTER evaluating what’s possible, you will likely be able to pass money to the right people, at the right time, without paying large amounts of inheritance tax.
For us at Blue Sky, it’s all about making a difference.