As we enter 2017, many of us will have identified our goals and aspirations. Some may prefer to call them New Year’s resolutions.
The problem with New Year’s resolutions is that, more often than not, they fail. We only have to consider the amount of gym bunnies in January and how attendance at the gym rapidly tails off. Have a read of this amusing article in Forbes magazine “Forget New Years resolutions and do this instead”
If you have any modicum of hope about seeing through any resolutions or goals and aspirations, you have to be motivated. This means having a strong emotional connection to what you set out to achieve and then having a plan to attain these goals. It’s important to understand the emotional fulfilment achieving your goals will bring. Imagine how good this will feel…
The hard part is then implementing your plan in an effective way. Inertia, deliberation and low motivation will make the New Year much like last year! Psychologists have found that we are more likely to succeed if we break our resolutions into smaller goals that are specific, measurable and time based.
Sorting out financial matters and improving the work/life balance are high on the priority list for many people as the New Year commences and it is no surprise to us that we have been inundated with financial planning enquiries in the first few days of this year. It’s a pity that this enthusiasm for getting to grips with all things financial gradually tails off for many people. Remember, inertia, deliberation and low motivation will mean 2017 will be much like 2016!
Let’s consider the behaviours around creating protection for your family:
We encourage EVERYONE to have a Will and Lasting Powers of Attorney – important and basic fundamentals for beginning to take control of your financial matters. Agreed? They will simply give you and your loved ones peace of mind should anything untoward happen. Yet, most people never get around to it. Life gets in the way. “We’ve been so busy” is often the retort. What people really mean is that it’s not a priority to them. Surely taking measures to reduce risk for your loved ones should be top of any list?!
If you haven’t got a Will or Lasting Power of Attorney, contact Blue Sky and if you arrange either with a Solicitor we recommend, we will arrange a £50 discount on the associated fees. This offer has a limited time period.
Contact Blue Sky for terms and conditions by email or call 01202 756 560.
I will leave you with three thoughts to help you on your way with your resolutions and goals:
Evaluate: This year, monitor your achievements and your progress against your commitments. It will give you more chance of success.
Be realistic: Instead of having unrealistic dreams wafting around in your head, make a resolution that has significance and adds meaning to your life.
Enjoy life: Nobody on their deathbed ever said “I’m glad I put things off”. Make time and space in your diary for family and friends. Work may be important but it’s essential to strike a balance. Perhaps add in some micro adventures, which were discussed in my December blog?