Care Fees
1 in 3 people over the age of 65 currently require care the cost of which can be astronomical.
Legislation has often been uncertain and appears to be constantly under review. In a similar way to Inheritance Tax Planning such uncertainty manifests itself in a lack of action and planning.
These two issues, Care Fees and Inheritance Tax planning should be considered in an integrated approach rather than in isolation.
It is possible to purchase immediate care annuity’s to help meet the cost of care but these are only suitable in certain situations.
Prefunded care plans are also available whereby an insurance is taken out whilst a person is healthy and in advance of any care being required. Such plans have increased in cost significantly in recent years.
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Tactical Planning
Are you Contracted Out of the State Second Pension?
Feb
03
2012
From 6 April 2012, those with Personal Pensions, Stakeholder Pensions or Occupational Money Purchase (Defined Contribution) Pensions, will no longer... Read more
Could you and your family survive if you were unable to work?
Jan
27
2012
More than half of UK workers would be unable to survive for more than three months without work.... Read more
Jan
20
2012
The end of the tax year on 5 April is fast approaching! With rumours of further tax increases to be... Read more
